I THOUGHT I WAS COVERED?

Q: I recently purchased a new 2005 Deuce. Of course, I was concerned about insurance and was assured that I had full coverage. I was less than 5 miles from the dealership when some idiot made a left turn in front of me causing me to lay down the bike. The bike was totaled and I had some scrapes and bruises. I called my insurance company to make a claim since the idiot did not stop after the accident. Boy did I get a first hand lesson in insurance. I was forced to settle on my bike for $2,500 less than I paid. I mean the bike was brand new with less than 40 miles. How could this happen since I had full coverage?